If senior citizens weren’t already asking themselves the question before COVID-19 struck, they may be now: Am I prepared to remain in my home for the long haul?
As much as we would love retirement to be a time of relative economic freedom, fewer costs in one place seem to be offset by escalating expenses elsewhere. You may not be paying as much on commuting or your wardrobe, but healthcare needs mount with age, and aging in place can require costly home modifications.
When it comes to health care, Americans are increasingly choosing the home over the hospital. Spending on the home health care industry is expected to increase by about 5.5 percent annually for the foreseeable future, thanks in large part to the roughly 10,000 baby boomers who turn 65 every day.
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Sure, some people could work from the boat or complete the loop in segments, but Kevin and his wife, Sandy, a longtime yoga instructor, wanted to do the whole thing at once. So it would have to wait for their retirement.
Between 40-hour workweeks and obligations to family and community, it’s hard for middle-aged people to stay ahead of commitments, much less spend any time thinking about the “R” word.